API Documentation

API Endpoints & Authentication

All requests to the LokzoPay API are sent via the HTTP POST method to one of our API endpoint URLs.

All calls to the LokzoPay API require merchant authentication and merchant access key. Sign up for a account to quickly get started.
Sandbox payment can be also initiated while merchant set the service mode as test in merchant dashboard. It will be live while the mode will be set as active mode.

API Access Key

Register as a merchant in our system. In your merchant dashboard you will find the option for API access key.

Example access key : 51a4bd18-5bc1-4eaa-97b0-c09323398883

Payment Transaction Initiate

The following example code enables you to initiate a payment,depending on how you structure it. The perameter details are also below.

Param Name Param Type Description
custom string Identification of your end Required
amount decimal The amount you want to transaction Required
details string Purchase details String Max 255
web_hook string Instant payment notification url Required
cancel_url string Payment cancel return url Required
success_url string Payment success return url Required
customer_email string Customer email address Required
access_key string Send access_key as bearer token with header Required
                                
    
            <?php
                $parameters = [
                    'custom' => 'DFU80XZIKS',
                    'currency_code' => 'USD',
                    'amount' => 280.00,
                    'details' => 'Digital Product',
                    'web_hook' => 'http://yoursite.com/web_hook.php',
                    'cancel_url' => 'http://yoursite.com/cancel_url.php',
                    'success_url' => 'http://yoursite.com/success_url.php',
                    'customer_email' => 'customer@mail.com',
                ];
                
                $url = 'http://yourwallet.com/payment/process';
                
                $headers = [
                    "Accept: application/json",
                    "Authorization: Bearer access_key",
                ];
                
                $ch = curl_init();
                curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
                curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);
                curl_setopt($ch, CURLOPT_URL, $url);
                curl_setopt($ch, CURLOPT_POSTFIELDS,  http_build_query($parameters));
                curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
                $response = curl_exec($ch);
                curl_close($ch);
            ?>
    
                            

Example Response after initiating payment

                                
        
        
            //Success Response.
            {
                "code": 200,
                "status": "ok",
                "payment_id": "AIYmQIOAz0GlmsjfhgiOeu304",
                "message": "Your payment has been processed. Please follow the URL to complete the payment.",
                "url":"https://lokzopay.com/process-checkout?payment_id=AIYmQIOAz0GlmsjfhgiOeu304"
            }

            //Error Response.
            {
                "code": 401,
                "status": "error",
                "message": "Invalid API credentials."
            }
            
            
        
                            

Response after successful payment

                                
        
        
            //Success Response.
            {
                "code": 200,
                "status": "ok",
                "payment_id": "AIYmQIOAz0GlmsjfhgiOeu304",
                "transaction": "AIYmQIOAz0G",
                "amount": 100.00,
                "charge": 5.00,
                "currency": "USD",
                "custom": "BVSUZ545XCS",
                "date"  : "22-05-2022"
            }

            
        
                            

Verify Payment

You can verify the payment whether it is valid or not. After successful payment transaction you will have the response where you find the Payment ID. With this payment id and your access key you need make a request to our server for verify the payment. Example code is below.

Payment verify end point : https://lokzopay.com/payment/check-validity

                                
    
            <?php
                $parameters = [
                    'payment_id' => 'AIYmQIOAz0GlmsjfhgiOeu304',
                ]
                
                $url = 'https://lokzopay.com/payment/check-validity';
                
                $headers = [
                    "Accept: application/json",
                    "Authorization: Bearer access_key",
                ];
                
                $ch = curl_init();
                curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
                curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);
                curl_setopt($ch, CURLOPT_URL, $url);
                curl_setopt($ch, CURLOPT_POSTFIELDS,  $parameters);
                curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
                $response = curl_exec($ch);
                curl_close($ch);
            ?>
    
                            

Validity Response

                                
        
        
            //Success Response.
            {
                "code": 200,
                "status": "ok",
                "message": "Transaction is valid",
                
            }

            //Error Response.
            {
                "code": 401,
                "status": "error",
                "message": "Invalid API credentials."
            }

            //or
            {
                "code": 404,
                "status": "error",
                "message": "Transaction not found"
            }

            
        
                            

Supported Currencies

Following currencies are currently supported in our system. It may update furthur.

Currency Name Currency Symbol Currency Code
United State Dollar $ USD
European Currency EUR
Greate British Pound £ GBP
Nigerian naira NGN
Canadian Dollar CA$ CAD
Australia Dollar AU$ AUD
Ghana GHS GHS GHS
Turkish lira TRY
Singapore dollar S$ SGD
New Zealand dollar NZ$ NZD
Romanian Leu RON Leu
USDT Terher USDT
Ugandan Shilling USh UGX
Hungary FT HUF
Ethiopia Birr ETB
West African CFA franc XOF XOF
South African rand ZAR ZAR
West African CFA franc XAF XAF