Privacy Policy for LokzoPay:
At LokzoPay, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and store the information you provide to us when using our digital wallet payments gateway. Please read this policy carefully to understand our practices regarding your data.
1. Information We Collect:
a. Personal Information: When you sign up for LokzoPay, we may collect personal information such as your name, email address, phone number, and billing details. This information is necessary to process payments and provide you with our services.
b. Transaction Information: We may collect information related to your transactions, including the amount, date, time, and the parties involved. This information helps us facilitate secure and efficient payment processing.
c. Device and Log Information: To enhance your experience and improve our services, we may collect information about the device you use, including your IP address, browser type, and operating system. We may also log certain activities and interactions on our platform.
2. Use of Information:
a. Providing Services: We use the information collected to process payments, authenticate users, and provide customer support. This allows us to deliver a secure and seamless digital wallet experience.
b. Communication: We may use your contact information to send you important updates, notifications, and promotional offers related to our services. You can opt out of receiving promotional communications at any time.
c. Improving Services: We analyze user behavior and preferences to enhance our platform, develop new features, and optimize our services. This analysis is performed in an aggregated and anonymized manner.
3. Information Sharing:
a. Third-Party Service Providers: We may share your information with trusted third-party service providers who assist us in delivering our services. These providers are bound by confidentiality agreements and are only authorized to use your information for specific purposes related to LokzoPay.
b. Legal Compliance: We may disclose your information if required by law, legal process, or government request. We may also disclose information to protect our rights, privacy, safety, or the rights, privacy, or safety of others.
c. Merger or Acquisition: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity. We will notify you of any such change and ensure the protection of your information in accordance with this policy.
4. Data Security:
We employ industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure data storage, and regular security audits.
5. Data Retention:
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.
6. Your Choices:
You have the right to access, update, and delete your personal information. You can manage your preferences and opt out of certain communications through your account settings. However, please note that deleting certain information may limit or prevent our ability to provide you with our services.
7. Children's Privacy:
LokzoPay does not knowingly collect or store personal information from individuals under the age of 18. If we become aware of such information being provided to us, we will take appropriate steps to delete it.
8. Changes to the Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes through the contact information you provided or by posting a notice on our website.
9. Contact Us:
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us using the contact details provided on our website.
By using LokzoPay: you agree to the terms and conditions outlined in this Privacy Policy.